Identity Is the Bank Now
Fraud, financial crime, KYC, and customer experience have collapsed into a single engineering question about who the customer is. This final post in Financial Services Engineering argues that a unified identity layer is …
Category
Opinion
The Sovereign Cloud Question Inside a Bank
13 minutes
Sovereign cloud commitments are usually scoped as a hosting decision, while a bank's real exposure sits in the data flows that cross the …
Regulatory Evidence at Machine Speed
9 minutes
Regulators have moved from asking banks for periodic reports to asking for specific evidence, on demand, about decisions made months ago. …
Trust Is an Engineering Output
9 minutes
Being correct is not the same as being able to prove it. This final post in The Engineering Underneath argues that trust is an engineering …
Your Ontology Is the Asset. Stop Renting It Back.
10 minutes
Agentic AI post-mortems keep naming the same trio: determinism failures, hallucinations, and compliance gaps. An ontology retires all three, …
Multi-Cloud Versus Consolidation
9 minutes
Most enterprises already run several clouds, whether they chose to or not, so the real question is not whether to consolidate but how to …
Telemetry Is Becoming the Business
10 minutes
Operational telemetry has moved from a back-office by-product to one of the most valuable assets a business owns. This fourth post in The …
Evidence Versus Speed
10 minutes
Regulated organisations have long optimised for speed and assumed the evidence could be assembled later. This third post in The Engineering …
HTTP QUERY Finally Settles the Argument. Your Infrastructure Gets the Next One.
8 minutes
RFC 10008 gives HTTP a method that is safe, idempotent, and carries a request body. It ends a design argument I have been having in API …
Peak Load Is the Steady State
11 minutes
Peak load used to arrive with a date on the calendar. It arrives now without warning, and the architectures built to survive named events …
AI Safety Assurance Is Still Goodwill, Not Evidence
6 minutes
The UN's first scientific assessment of AI says safety assurance still runs on developer goodwill, not verification. Here is what …
Sovereignty Versus Efficiency
11 minutes
Regulated enterprises want hyperscaler economics and sovereign-grade data residency from the same platform, and most end up paying for both …
Activation Is the Hard Part
9 minutes
Most marketing organisations spend on platforms that produce insight and starve the systems that act on it. This post argues that …